If you have been affected by damp and mould, you may be able to claim compensation for the damages it has caused. You can make a claim for both general damages and special damages.
Your landlord has a legal duty to keep your home from dampness and mould. If they fail to do this, you can make a claim for housing disrepair. Housing Disrepair Liverpool help you in your claim compensation case.
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Damage to your property
If you live in a rented home and it’s in disrepair, your landlord can be held responsible for fixing the problem. This could result in you being able to claim compensation for the damage caused by damp and mould, depending on the type of disrepair.
The Landlord and Tenant Act 1985 states that your landlord must repair structural damage and exterior issues like damp and mould. This includes replacing damaged woodwork, plaster and paintwork.
You can make a claim against your landlord for compensation for this, or you can complain to the council until they fix it. Your local authority will then give you a notice demanding the repairs are made.
Your landlord is also likely to be responsible for any health problems caused by the damp or mould, including respiratory infections and asthma. You should contact a specialist solicitor to find out more about your options for getting compensation.
Medical expenses
You may be entitled to compensation if you have suffered illness or injuries due to dampness and mould. The amount you can claim depends on the severity of your loss.
If your landlord’s negligence caused the problem, you could be entitled to a substantial amount of money. This includes general damages and special damages.
Normally, these amounts are calculated on the basis of a percentage of your rental fee during the period you lived in the property with damp and mould.
A specialist solicitor can assess your case and help you to claim the full rate of compensation. They will also make sure your case is strong, so you can get the best possible outcome.
Damage to your personal possessions
If you have suffered damage to your personal possessions due to damp and mould, you may be able to claim compensation. In some cases, the damage can even be covered by your home insurance.
If the damage is caused by a water leak or flood, your landlord may be liable to pay for any repairs you need to make. This includes replacing your furniture and other belongings damaged by the mould, as well as the cost of putting the property back in good working order.
The first step is to document the damage as thoroughly as possible. This can include taking pictures of any mould growth and photos of your damaged property.
You should also ask your insurance agent about the coverage limits for mould damage. Some policies offer up to $10,000 in mould damage protection, but it will vary depending on the carrier and individual policy.
Legal problems
If you have a legal problem related to damp and mould, it is important to seek professional advice. A solicitor can help you claim compensation for your injuries, damages and losses.
Damp and mould can have a negative impact on your health, especially for people with respiratory problems such as asthma or allergies. This is because it can cause infections that can make you feel unwell and affect your breathing.
Earlier this year, the government introduced new rules that empowered renters to take their landlords to court over cold and damp homes. This means that if your landlord fails to do repairs or rectify the problem, you have the right to make a housing disrepair compensation claim.
In addition, if you have health issues as a result of damp and mould in your rented property, you could also make a compensation claim for those illnesses. This can be worth tens of thousands of pounds or more, so it is vital to make a claim.
